For tax year 2012, one spouse made $10,000 in wages and the other spouse made $15,000, plus the couple received $525 on interest from a savings account.
It established uniformity in the disclosure of terms and conditions regarding interest and fees when giving out information on or opening a new savings account.
It offered a single type of account: an immediate-access savings account which initially offered 5 per cent interest, later increased to 5.25 per cent.
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